TFS Scholarships Launches Online Toolkit to Provide College Funding Resources
LinkedIn
Students going over paperwork seated outside

SALT LAKE CITY— TFS Scholarships (TFS), the most comprehensive online resource for higher education funding, has launched a free online toolkit to provide counselors, families and students with resources to help improve the college scholarship search process. The toolkit, available at tuitionfundingsources.com/resource-toolkit, provides downloadable resources and practical tips on how to find and apply for scholarships.

The launch comes in celebration with Financial Aid Awareness Month when many families are beginning the FAFSA process and researching financial aid options.

“We hope these resources help raise awareness around TFS and the 7 million college scholarships available to undergraduate, graduate and professional students,” said Richard Sorensen, president of TFS Scholarships. “Our goal is to help families discover alternative ways to offset the rising costs of higher education.”

The resource toolkit includes flyers, email templates, newsletter content, digital banners and table toppers which are designed to be shareable content that counselors, students and organizations can use to spread the word about how to find free money for college.

The newly revamped TFS website curates over 7 million scholarship opportunities from across the country – with the majority coming directly from colleges and universities—and matches them to students based on their personal profile, where they want to study, and stage of academic study. By tailoring the search criteria, TFS identifies scholarships that students are uniquely qualified for, thus lowering the application pool and increasing the chances of winning. By creating an online profile, students can find scholarships representing more than $41 billion in aid. About 5,000 new scholarships are added to the database every month and appear in real time.

Thanks to exclusive financial support from Wells Fargo, the TFS website is completely ad-free, and no selling of data, making it a safe and trusted place to search.

For more information about Tuition Funding Sources visit tuitionfundingsources.com.

 

About TFS Scholarships

TFS Scholarships (TFS) is an independent service that provides free access to scholarship opportunities for aspiring and current undergraduate, graduate, and professional students. Founded in 1987, TFS began as a passion project to help students and has grown into the most comprehensive online resource for higher education funding. Today, TFS is a trusted place where students and families enjoy free access to more than 7 million scholarships representing more than $41 billion in college funding. In addition to its vast database that’s refreshed with 5,000 new scholarships every month, TFS also offers information about career planning, financial aid, and federal and private student loan programs as part of its commitment to helping students fund their future. Learn more at tuitionfundingsources.com.

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How to File for a Small Business Patent
LinkedIn
woman's hand holding the word patent is written on a large design

By Deborah Sweeney

What Is a Patent?

The United States Patent and Trademark Office (USPTO) defines a patent for an invention as “the grant of a property right to the inventor.”

A patent helps protect the mechanisms, principles and components of an invention. The term for a small business patent starts on the date its application is filed with the USPTO. Generally, this lasts for 20 years. Patents tend to be filed less frequently than trademarks and copyrights within small businesses. However, this is still a necessary form of intellectual property protection for inventions. 
 
How to determine an invention is patentable

How do you determine that your invention is patentable? A patentable invention is defined accordingly by the USPTO: “Whoever invents or discovers any new and useful process, machine, manufacture or composition of matter, or any new and useful improvement thereof, may obtain a patent therefore, subject to the conditions and requirements of this title.”

The USPTO further breaks down the four requirements of a patentable invention.

  • “A” patent: This is singular. Only one patent may be granted for each invention.
  • Useful: The invention must have a specific, substantial and credible utility.
  • Process, machine, manufacture, composition of matter: This is a description of the subject matter, and categories, eligible for patenting.
  • Whoever invents or discovers: The inventor is the only person who may obtain the patent.

Three types of small business patents

Once you determine your invention is patentable, you must figure out what kind of patent you need before filing for a small business patent. It’s important to understand which patent type is the right fit for your invention. Presently, there are three types of patents:

  • Utility patents
  • Design patents
  • Plant patents

Let’s explore how each patent protects a specific type of invention. Once you understand which patent is the closest categorization for your invention, we’ll look at how to apply for a patent.

Utility patents

Utility patents are among the most commonly filed small business patents with the USPTO. This type of patent may be a useful process, machine, article of manufacture, composition of matter or new or useful improvement. These are four categories of statutory subject matter and may be defined accordingly.

  • Process: This is an act, or series of acts or steps, typically from an industrial or technical process.
  • Machine: The USPTO defines machine as “a concrete thing, consisting of parts, or of certain devices and combination of devices.” Essentially, this is the literal meaning of inventing a machine.
  • Manufacture: These are articles made by the invention. They may be produced from raw or prepared materials and through either hand labor or by machinery.
  • Composition of matter: This is the chemical makeup of the invention. It may be composed of two or more substances and all composite articles. This may be gases, fluids, powders or solids.

A fifth category may also apply to the word “useful.” The invention must be able to operate and have a useful purpose. For example, a new search engine is a type of software that may qualify as a utility patent.

A utility patent also has the option to file as a provisional or nonprovisional application.

What’s the difference between the two terms? Provisional applications are a low-cost patent filing. Applicants may establish a filing date in the United States for their invention. Then, they may file a nonprovisional application to claim the invention later. Nonprovisional applications are reviewed by a patent examiner. If the invention is considered patentable, the utility patent application is filed with the USPTO.

Design patents

A design patent is granted to anyone who invents a new, original and ornamental design for an article of manufacture.

How does this small business patent differ from a utility patent? A utility patent will protect the use of an article. Design patents protect the appearance of an article, but not its structural or functional features. Famous design patents include the Statue of Liberty and the original curvy Coca-Cola bottle. A recent example of a design patent are emojis, protecting the look and appearance of the digital icons.

The terms for a design patent, as effective May 13, 2015, may last 15 years from the date of the patent grant. Prior to 2015, the term was 14 years. This provides small businesses with over a decade’s worth of patent protection.

Plant patents

One of the most unique small business patents is the plant patent. This patent may be granted to anyone that has invented, discovered or asexually reproduced a distinct, new variety of plant. Here are a few examples:

  • Cultivated sports
  • Mutants (this is only applicable if the mutant is discovered in a cultivated area)
  • Cultivated hybrids
  • Newly found seedlings
  • Algae and macro-fungi
  • Asexually propagated plants reproduced through means other than seeds, such as layering or budding.

Plants that would not be eligible for a plant patent include existing plants, such as roses, bacteria, and edible tuber reproduced plants like potatoes.

A plant patent’s terms are for 20 years from the date of the patent’s application filing. Similar to that of a utility patent, a plant patent may file a provisional or nonprovisional application. The inventor filing this application must be the same person that invented, or reproduced, the plant they wish to patent.

Applying for a patent

By now, you likely have a good idea as to which small business patent is best for your invention. The next step is to get ready to apply for a patent.

As you prepare to apply for a patent, keep in mind the following.

  1. What is your application strategy? You may choose to file as yourself (Pro Se) or work with a patent attorney or agent.
  2. Will you file a provisional or nonprovisional application? This may be contingent on the type of small business patent you are filing.
  3. Do you have enough money set aside for fees? There are several fees associated with filing a patent, including application fees, search fees, examination fees and issues fees.
  4. How soon do you need the patent? You may consider expedited examination options to file for and receive patent approval sooner.
  5. Do I have everything I need for my application? Your patent application materials may require an oath or declaration, drawings and additional written documents. Make sure you understand each required part necessary for obtaining your patent and include it with your application.
  6. Will I mail my application or submit it online? Double-check everything prior to making this last step to ensure your application is complete. Remember that once your application has been filed with the USPTO, you will not be able to add new items to it.

Patent approval and next steps

If your patent is approved, congratulations! You will receive notice of approval and a patent grant that is mailed to you.

After receiving your small business patent, make sure to maintain the patent over the years. Pay any maintenance fees on time to ensure it does not expire and check the status as needed for this valuable piece of intellectual property.

Source: Score.org

 

Latina speaker, author helps women become confident negotiators
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latina Leadership and negotiation strategist Elizabeth Suarez aims to empower women to obtain more money and recognition and become better negotiators.

By Laura Casillas, 9 News

Elizabeth Suarez worked in the corporate world for 15 years. After holding countless leadership positions throughout the U.S. and Central and South America, she not only has extensive insight into a male-dominated industry, but according to Suarez, it also made her realize that more women were needed at the executive table.

“I would say I lived a syndrome of me, myself, and I. There was no other Latina; there was no other woman,” Suarez said. “When I decided to retire from the corporate world, that’s when I realized that what we had to do was basically be better negotiators to be able to be in meetings where people make decisions, the problem, many women, we – Latinas are not present where decisions are being made.”

Remembering all those years in the industry takes Suarez back in time to where her dreams began.

“I started out as this girl who wanted to make a difference in the corporate world,” Suarez said. “I grew up in Puerto Rico, I am of Cuban parents, I went to the university in New York as well as [got] my master’s degree, and I was in the corporate world everywhere.”

Today, Suarez lives in Denver, she is an author, and a coach and a leadership and negotiating strategist. Suarez empowers professionals to obtain more money and recognition, while helping organizations to develop a stronger workforce.

Suarez credits a big part of her success as an entrepreneur to the people who helped push her to take the plunge.

“I have to admit it, I had a lot of people who helped me and who believed in me,” said Suarez. “I had many mentors who believed in me and even today they follow me and want to help me.”

Since then, paying it forward has always been one of Suarez’s mottos as she remembered that her mentors told her, “Hey, remember that you have to help others in your community. This is not just about you. This is about your community.”

So following in their footsteps, Suarez became a mentor of young women and after mentoring for a few years, she came to another important realization.

According to Suarez, it’s difficult for many women to advocate for themselves.

“I always say to people that culturally we have always been told that we have to be grateful – grateful for living, grateful for our health, grateful for our work. And what I’m saying is that, yes, that is important, but at the same time, we have to be able to communicate to other people that we deserve the salary, that we deserve the promotion because we have brought a lot of progress to the company,” Suarez said.

Being a good negotiator, according to Suarez, is being able to be someone who can listen to what the other person is saying. One who can understand the needs of the other person and at the same time, can communicate effectively so that the other person can understand his or her needs.

“This is not about winning everything you want; this is being able to identify a solution that will be a good thing for both people,” Suarez said.

Suarez has a daughter in college and she gives her the same advice that she gives all young women.

“You cannot assume that if they offer you the job that that’s it. I accept it, it’s over, I’m going to party, no no no,” Suarez said.

According to Suarez, women need to take it upon themselves to do a thorough investigation of the going salary for the position that they are applying for.

“There are different ways to find out. There are different apps that tell you this. The average salary of the type of job where you are living, and you have to have the strength to say, ‘This is a competition; we are playing a game. I play, and even though they offered me the job, I’m going to have to ask for more,'” she said.

Suarez encourages women to negotiate in the same manner as men do because, according to her, “Study after study shows that men always ask for more than women.”

“From the beginning, you have to negotiate more,” Suarez said, “and if they tell you that they cannot give you more money, negotiate more things. Free days, bonuses – agree to re-analyze your work in six months, and from there you can get another raise.”

Suarez is the author of the book ‘The Art of Getting Everything,’ and she has been has a keynote speaker at women’s conferences across the country, including the Women in Technology Conference where she spoke to over 650 women about the power of negotiation, networking and self advocacy.

Click here to read the full article on 9 News.

Be The Change: Lessons From A Woman In Business (For Other Women In Business)
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Be The Change: Lessons From A Woman In Business (For Other Women In Business)

By , Entrepreneur

The need to break the glass ceiling has existed for the past couple of centuries, and women have been fighting long and hard for that big moment. Available statistics suggest that 36% of small businesses worldwide are owned by women. People ask me about what it’s like being a woman in business at my age, and I always have the same answer:

“It’s difficult, there are challenges, but you push through.” My challenges, of course, pale in comparison to the million others who don’t have the environment, access, or support that I have had. However, we often hear the words that it’s difficult, but I think it’s important that we take the time to break it down. I am a highly solution-focused person, for better and for worse, and so, I would like to plug in some guidance to all those navigating similar experiences.

LESSON 1: PROTECTION VERSUS ENCOURAGEMENT

Yes, everyone is familiar with the savior complex, but it gets so much worse in the world of business. I want to say this gets better as you get older, but I have seen it happen to my colleagues with 20 and 30 years of experience as well. The assumption that we, as women in business, are naïve, standing like deer-in-the-headlights, is a real stereotype that we find ourselves fighting against more often than not.

Getting advice from those more experienced than you can be useful; however, it is essential that you question the intention of that advice. Is the intention one of protection, fear of your inability to succeed, or for your safety? Here is what I am going to say: you know your work better than anyone. Trust your own instincts and critical analysis. For instance, when we at Mirai Partners were entering Lagos as a new location for our business, most people gave us incredibly discouraging advice. We thought differently, and here we are, three years later, with state-level contracts and further expansion planned over the next three years.

LESSON 2: BREAKING INTO THE BOYS CLUB

Do I feel entirely comfortable going for a meeting or networking at events after work hours or outside a conference? The real answer is no, but I have done it many times, because when you own your own business, you have to. A 2019 survey revealed that out of 600 female entrepreneurs, nearly 56% had experienced some form of discrimination or harassment in their capacity as business owners. As such, the reason many women do not feel comfortable with gatherings associated with work is that we fear that men in those spaces will behave in a way that we don’t expect or want. However, as someone who’s had her own share of such odd experiences, I do have a set of ground rules to prevent such occurrences in the future, which might help you as well:

– If you are not meeting someone in their office, try and pick a neutral and public place.

– If they make you feel uncomfortable, no business opportunity is worth it.

– Personal questions about your relationship status shouldn’t be asked, so don’t be afraid to not answer.

Click here to read the full article on Entrepreneur.

Afro hair comb inventor hopes to inspire young black women
LinkedIn
Afro comb designer would have "loved to be taught by a black woman"

By Felicity Evans, BBC

A woman launching an innovative new comb for afro hair wants to use her experience to get other young black women into engineering.

“I would have loved a young me to have been taught by a black woman,” said Swansea-based Youmna Mouhamad. She received an enterprise fellowship from the Royal Academy of Engineering to help her develop the product. Fewer than 2% of engineers are women from ethnic minorities.

“I want to be part of the change, so that a young person that comes after me is in a place where they feel much more heard and much more accepted,” said Youmna. She was doing a PhD in physics when she first got the idea for the Nyfasi Deluxe Detangler, which provides an easier way of conditioning natural afro hair.

Youmna supported her studies by working as a nanny and the little girl she looked after used to cry with pain when her hair was washed and conditioned.”The whole house would be full of tears,” she remembers. “I wanted her to have a better experience.

“I shifted to engineering because I always had a desire to work on things that I can touch with my hands, and I love the process of taking an idea and actually creating something.” Once Youmna had developed a prototype she looked for women with afro hair to join a focus group to test it. Lenient and her nine-year-old daughter, Goodness, were among the volunteers. “I have got three girls and I do their hair myself,” said Lenient.

“The washing process is dreadful because they don’t want to. Why? Because it’s quite painful for them, especially the combing part.” “And this detangler, the first time I tried it, it was really easy.” Goodness agreed, adding: “The normal comb feels like someone is pulling your hair, when it’s tangled it hurts. But with this comb, it’s very soft and easy to untangle.”

Click here to read the full article on BBC.

Staten Island mom creates lingerie line for transgender women after daughter comes out
LinkedIn
South Shore mom Karyn Bello created her own fashion line of lingerie designed for transgender women and hopes to be an example for parents of transgender people.

By , Silive

In 2014, South Shore mom Karyn Bello and her family began navigating uncharted territory when her daughter, Lily, came out as transgender.

Seven years later, Bello, 51, created her own fashion line of lingerie designed for transgender women and hopes to be an example for parents of transgender people.

Her clothing line, named Zhe in reference to the gender-neutral pronoun, includes technology meant to fit transgender women’s bodies and help them feel comfortable in their own skin.

“They’re meant to help trans women navigate through the world and through their clothes comfortably without having to worry,” Bello told the Advance/SILive.com. “They’re much more accessible and safe for them to be wearing.”

Bello’s underwear line is designed to help transgender women stray away from harmful do-it-yourself methods of tucking.

Tucking is a way to disguise the genitalia and create a more feminine appearance underneath clothing or in underwear. At times, it is achieved using duct tape or other adhesives, which can be harmful to the body.

“[These methods] are bad for your urethra; you get UTIs easily,” Bello explained. They’re just bad for your health. I was coming at it from a mom’s perspective. I want you to be healthy and take care of yourself, too.”

The Zhe underwear is made with technology to help achieve a similar outcome in a much safer way. Key features of the underwear include a wider gusset, multi-layered front panel, and spandex support.

Click here to read the full article on Silive.

Money Mistakes Women Should Avoid
LinkedIn
woman seated at kitchen table reviewing financial documents

Financial or money mistakes are not gender-specific: they can happen to anyone. And if you fail to take it into account, long-term financial troubles can ensue. If you’re an ambitious woman and don’t want to struggle with your finances, here are some money mistakes to avoid.

Not Taking Retirement into Account

If you have a stable job, retirement may seem like something far away, but the sooner you start, the better. Starting early will help you stay on track and secure your financial future. However, the reality is that many women are so busy fulfilling different responsibilities that saving up for retirement is the last thing on their minds.

As a woman, not starting retirement saving or planning early enough is among the biggest financial mistakes you can make. Regardless of whether you have kids or not, setting yourself to be financially independent is critical. You can do so by making a retirement plan to keep things in control and gain financial stability.

If you already have a plan but never follow it, it is high time you start. For a thorough plan, you need to assess when you will retire. This means calculating how many years you will work before taking a permanent break.

Then, add up your current expenses to determine how much money you’ll need to live a comfortable life. Knowing what kind of lifestyle you’ll live once you retire and how much you will need for healthcare is crucial. Of course, if you’re having trouble calculating expenses, opting for third-party assistance is always helpful to maximize savings.

According to a recent report by Morningstar, people who receive expert guidance on managing their finances can enjoy 40 percent more income when they retire.

Waiting Long to Upgrade Your Lifestyle after Separation

If you’ve recently opted for a divorce, you may have to move from a stable dual-income household to a single-income household. Major lifestyle changes can occur as a result. The best way to deal with this scenario is to assess your financial needs when you’re going through a divorce process.

This will help you determine if your income is enough to support your lifestyle. You might find that many of your expenses fall beyond your current needs or budget. It is better to adjust them according to your financial income or needs.

Not Saving on Payday Loan Debt Settlement

Payday loan debt settlement is an option that helps people lower debt via negotiations with their lenders. If you overlook the benefits of this option, it can be a big money mistake that will impact your financial reserves. If you don’t want to negotiate it yourself, consult professionals to discuss it on your behalf. The approach will help you and your lender agree on a payoff amount to consider as full payment.

Debt

An important part of financial stability is to live according to your means. So if you lack the cash to backup spending on a credit card, avoid using it unless you have an emergency. Plus, make sure you don’t have late fees that can lower or reduce your credit card scores. If making payments on time isn’t possible, call your creditors to explain your situation. They might consider waiving your fee and give you a new payment schedule.

Lack of Involvement in Family Finances

If you’re not involved in planning or managing your family’s finances, you’re making a big mistake. You and your partner must make financial decisions together. Not knowing where your family’s money goes and how much goes into savings and retirement funds can prove detrimental to your long-term financial stability.

While many women manage the day-to-day finances of the family, such as paying bills, their role in financial planning doesn’t go any farther than that. They don’t focus on investments and retirement plans, leaving these decisions to their spouse. This is a BIG mistake. Start broadening your financial responsibilities by keeping track of finances and monthly expenses.

Building these habits can give you an outlook into what your financial future can look like.

Summing Up

All in all, women must participate in all investment decisions, as well as retirement plans, to prepare for the future. Women who manage their finances tend to be more independent and confident, both of which are essential for a secure future.

Author Bio:

Catherine Burke is a financial writer for online payday loan consolidation. She provides information on successful cash loans and payday loan consolidation to help people get over a difficult patch. She lives in Kansas and has earned a frame in the matter of payday loans.

Dr. Mary Bethune Honored As First Black Woman With Statue In D.C.’S Statuary Hall
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Members of the public view the newly unveiled statue of Mary McLeod Bethune at the News-Journal Center in Daytona Beach on Oct. 12. It's slated to move to the U.S. Capitol's National Statuary Hall early next year. Nigel Cook/News-Journal/USA TODAY NETWORK via Reuters Co

By Erika Stone, The Black Wall Street Times

Dr. Mary Bethune, a pioneering civil rights activist from Florida, is finally getting her due.

The educator, who opened a school for Black children in 1904, will be honored as the first Black woman with a statue in the United States’ Statuary Hall in Washington D.C. It follows the statue’s unveiling in her home state of Florida.

The statue of Dr. Bethune in the nation’s capital will replace a statue of a former confederate general. The iconic Statuary Hall holds two statues of renowned citizens from each state. Dr. Bethune was nominated for the honor by Florida governor Ron DeSantis.

“Dr. Bethune embodies the very best of the Sunshine State — Floridians and all Americans can take great pride in being represented by the great educator and civil rights icon,” noted US Rep. Kathy Castor of Florida, who attended the Florida unveiling.

A trailblazer, educator, an presidential advisor
Dr. Bethune, the daughter of two slaves, founded the Daytona Beach Literary and Industrial School for Training Negro Girls in 1904. The school later transitioned into Bethune-Cookman University, a Historically Black College and University. Dr. Bethune also fought on behalf of womens’ rights, campaigning for voter registration after the suffrage movement won women the right to vote in 1920.

Dr. Bethune also served as an educational advisor to five Presidents. She served as the director of the National Youth Administration’s Office of Negro Affairs under President Franklin Roosevelt, who, along with his wife Eleanor, considered her a friend.

“Dr. Bethune was an amazing trailblazer,” said Nancy Lohman, Board president of the Dr. Mary Bethune Statuary Fund, Inc, in a statement to CNN. “She fought for African American rights, women’s rights. When she saw a problem, she got involved to help create a solution.”

Click here to read the full article on The Black Wall Street Times.

Lego pledges to make toys more gender-neutral and eliminate stereotypes after global survey
LinkedIn
Searches for Lego sets based on gender are no longer available on the company’s website.

By Amy Cheng, Washington Post

Lego, the world’s largest toymaker, has pledged to eliminate gender stereotypes from its products — including labeling that marks toys as “for girls” or “for boys” — as part of a bid to match the wishes of its young customers.

“Despite the progress made in girls brushing off prejudice at an early age, general attitudes surrounding play and creative careers remain unequal and restrictive,” the Danish company known for its colorful building blocks said in a statement on Monday, which was also the United Nations Day of the Girl. “Girls today feel increasingly confident to engage in all types of play and creative activities, but remain held back by society’s ingrained gender stereotypes as they grow older.”

Lego’s move comes amid heightened debate about the role that toys play in creating and perpetuating gender stereotypes. On Saturday, California Gov. Gavin Newsom (D) signed a new law requiring large retail stores in the nation’s most populous state to provide gender-neutral shopping sections for child-care items and toys beginning in 2024.

The toymaker’s announcement also comes in response to a global survey, commissioned by Lego and conducted by the Geena Davis Institute on Gender in Media, that found that parents and, to a lesser extent, their children, are still influenced by gendered notions of career. Young girls are also more willing to participate in activities that cut across “gender norms” than their male peers, the poll found.

For instance, when asked which gender immediately comes to mind upon thinking of scientists, parents from seven countries were much more likely to say “male,” researchers found, using online, opt-in surveys.

And while 82 percent of girls saw nothing wrong with them playing soccer and boys doing ballet, only 71 percent of their male counterparts felt the same way.

While it was heartening to see girls becoming more confident, Madeline Di Nonno, the institute’s chief executive, said the discrepancy might also reflect that boys fear being teased or bullied if they play with toys associated with girls.

“Let the kids decide what they want to play, how they want to play with it and how they want to express themselves,” she said in an interview.

“Our job now is to encourage boys and girls who want to play with sets that may have traditionally been seen as ‘not for them,’ ” Julia Goldin, Lego’s chief product and marketing officer, told the Guardian newspaper.

The company said in an emailed statement that it would work to offer a more diverse array of characters and roles so that no child would “feel that they weren’t welcome or represented” in Lego products.

The campaign to make toys and other children’s products more gender-neutral has been around for several years. Advocates including Evan Low, a Democratic assemblyman who helped write the new California law, note that gender-based divisions of such products have contributed to “the proliferation of [science, technology, engineering and mathematics]-geared toys” for boys and “pursuits such as caring for a baby, fashion, and domestic life” for girls.

Some conservative organizations, however, pushed back on the California bill, arguing that a government-imposed view on gender constitutes a violation of free speech and reflects attempts to impose a gender-neutral ideology.

Click here to read the full article on Washington Post.

Hispanic Heritage Month: Two Latinas are working together to create a pipeline of diversity in STEM
LinkedIn
young Hispanic woman in lab coat with technology equipment behind her

Science, Technology, Engineering and Mathematics, collectively known as STEM make up the fastest-growing and highest paid fields in the U.S. with diverse job opportunities in careers ranging from aerospace engineers, programmer to operations director, yet Latinas only account for 3% of the industry.

Unfortunately, many Latinas are discouraged from pursuing STEM careers and loose interest in these disciplines as early as middle school. This is why early intervention curriculums like the ones provided by XYLO Academy are key to increasing the representation of Latinas in the STEM workforce.

Getting to college is another challenge as underrepresented students face steep costs and challenges to higher education. According to a recent study published in the journal Education Researcher Latino college students drop out of STEM programs at higher rates (37%) that their white peers (27%).

Continual increases in tuition and fees have pushed the cost of college education beyond the means of most minority and underrepresented students. This is why IO Scholarships offers free access to scholarships and financial education so high school, undergraduate and graduate students can find life-changing scholarships where their diverse background is valued.

Despite all the challenges, these two Latinas are working together to fix the leaking pipeline, providing scholarships, and creating STEM curriculums for women of color.

Gabriela Forter
Co-founder XYLO Academy

Gabriela Forter headshot

Born and raised in the California San Joaquin Valley, Gabriela’s first introduction to entrepreneurship was during a course with Professor Rostamian at UCLA in 2015. This class significantly shaped not only her academic interests but also her career path. Gabriela and Professor Rostamian have now launched XYLO Academy to scale this same impact. After spending two and a half years at Deloitte Consulting, Gabriela joined Facebook, focusing on Machine Learning and Artificial Intelligence. She is confident that the most meaningful changes in society will come from advancements in disruptive innovations and seeks to inspire students to pursue careers in STEM. She is committed to increasing diversity in STEM and believes that change starts with education.

“Our goal at XYLO Academy is to educate students on disruptive innovation and inspire them to pursue degrees and careers in STEM and with our partnership with IO Scholarships we are creating a pipeline for these students to have access to the best scholarships in STEM and realize their dreams.”

María Trochimezuk
Founder IO Scholarships

María Trochimezuk headshot

Her determination and hard work paid off as she won grants and scholarships to pay for her entire education. In realizing how time consuming and complicated the process of finding scholarships for STEM diverse students was, María Fernanda created IO Scholarships to make things much easier. She learned first-hand to find, apply for and win scholarships and became an advocate promoting scholarships nationwide.

“IOScholarships was inspired by my own experience as I was very fortunate to access scholarships to attend prestigious universities and realized that more could be done to support minority students especially now as STEM education becomes more important to workforce opportunities,” said María Fernanda Trochimezuk, Founder of IO Scholarships. “IO Scholarships will not only help underrepresented students find scholarships, but level the playing field so all students have the opportunity to achieve their education goals.”

ABOUT XYLO ACADEMY

We are a group of passionate and skilled storytellers. We believe that students everywhere should have the power and ability to access a world-class education. We believe that technology and innovation, especially disruptive innovation, provides unlimited potential for the future. XYLO Academy introduces this space to students in a bold, story-telling format breaking down any barriers that impede equal opportunity to explore, learn and thrive in the 5 disruptive innovation platforms: Artificial Intelligence, Blockchain & Cryptocurrencies, Robotics, Energy Storage and Bio Tech. We have diverse experiences and backgrounds across technology, product innovations and education. We are united in our passion to provide equal access to the study of technology and innovation. Our diversity is our strength, and our mission is our singular focus. XYLO – Unlimited space for learning and opportunity.

ABOUT IO SCHOLARSHIPS

Most of the scholarships featured on the IOScholarships website come directly from corporations and organizations, rather than solely from competitive national pools – thereby maximizing the number of opportunities students have to earn funding for their education. Each month IO Scholarships adds hundreds of new curated scholarships to its database and posts “The Scholarship of the Week” on its Twitter, Facebook and Instagram social media accounts (@IOScholarships), making it easy to find new scholarship opportunities.

In addition to providing scholarships, IO Scholarships website offers a free scholarship organizer, news articles designed to provide guidance on how to apply for scholarships, and money saving tips. The platform also offers a Career Aptitude Quiz designed to help students identify the degrees and professions that best fit their skills.

For more information about IO Scholarships visit www.ioscholarships.com or for weekly STEM scholarships email maria.fernanda@ioscholarships.com.

The Ultimate Job Search Checklist
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Job searches can be overwhelming and sometimes it is difficult to know exactly where to start. Resume Worded has put together a step-by-step checklist to help you stay organized and task-oriented.

Here are the things you’ll need to think about when job searching:

Your Resume/CV
These introductory documents are what help you get an interview. A strong resume/CV gets past initial filters/screens and makes a strong impression on hiring managers. Make sure you understand what type of document (resume, academic CV, federal resume) to use for the job you are applying to. Create impact on your document through strong content and a clean, easy to skim format. Lastly, always have another set of eyes look at this document to help you edit for errors.

Your Online Presence
When you are job searching, you should assume people are looking you up online. It might be a good idea to make all of your personal Facebook, Instagram, Tik Tok, SnapChat accounts private. One account that should have a public present though is LinkedIn. Take some time to update it and optimize it with keywords for your intended career path/sector.

Finding a Job Online
Cast a wide net when searching for jobs online. General websites like Indeed, LinkedIn, Glassdoor can be helpful; however, you will also want to utilize niche job boards related to your field. Science Careers and Nature Careers often have relevant job postings. You might also want to check some professional associations connected to you field.

Applying for A Job Online
Your resume/CV and cover letter are your first introduction with an online application, so they need to be near perfect. Make sure you focus on quality not quantity and tailor each document for the relevant posting.

Getting an Introduction/Referral
A huge part of job searching is networking. Don’t hesitate to be in touch with your contacts and ask for resume referrals when appropriate. Informational interviews are a great way to learn more about a career path and a company, so start reaching out now and having these conversations. People who actively network tend to shave time off their total job search, so in the end it does pay off!

Interviewing
The key to interviewing well is in the preparation. Learn about the employer and your interviewers. Know what type of interview you might anticipate. Then, practice as much as you can! Rehearse or write out your answers to typical interview questions. Think about interview questions you have struggled with in the past. And last, but not least make sure you have prepared thoughtful questions for each interviewer.

Source: NIH Office of Intramural Training and Education

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Upcoming Events

  1. City Career Fair
    January 19, 2022 - November 4, 2022
  2. NAWBO Leadership Academy – Winter 2022
    January 31, 2022
  3. The Small Business Expo–Multiple Event Dates
    February 17, 2022 - December 1, 2022
  4. CSUN Center on Disabilities 2022 Conference
    March 13, 2022 - March 18, 2022
  5. WiCyS 2022 Conference
    March 17, 2022 - March 19, 2022

Upcoming Events

  1. City Career Fair
    January 19, 2022 - November 4, 2022
  2. NAWBO Leadership Academy – Winter 2022
    January 31, 2022
  3. The Small Business Expo–Multiple Event Dates
    February 17, 2022 - December 1, 2022
  4. CSUN Center on Disabilities 2022 Conference
    March 13, 2022 - March 18, 2022
  5. WiCyS 2022 Conference
    March 17, 2022 - March 19, 2022